Commercial Auto Insurance in California

Get a Business Auto quote

A personal auto policy usually excludes business use. Business auto cover picks up the vehicles you own, lease or send out for work — one van or a whole fleet.

Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing here is an application and nothing is binding.

Your business
Your vehicles
Your drivers
The cover you want
Your current cover and timing

This is a solicitation for insurance. Completing this form does not apply for or bind cover. Coverage cannot be bound or changed via this form, e-mail, voicemail, text, or facsimile — only by written confirmation from our office.

Prefer paper? Download this form as a PDF or as a Word file.

Commercial Auto Insurance covers vehicles for physical damage and liability not covered by a personal auto policy — also called commercial car insurance, truck insurance, or fleet insurance.

**Why do you need it?** If an auto is used for tasks related to occupation/profession/business (other than commuting), a commercial policy is necessary — transporting goods/people for a fee, conducting a service, needing higher liability limits, hauling weight/towing trailers for business, or if employees operate the auto or it's owned by a corporation/partnership.

**What it covers:** liability, collision, comprehensive, medical payments/PIP, uninsured motorists — similar to personal auto but differs in eligibility, definitions, coverages, exclusions, limits. Most policies are "named driver only."

Coverages:

Request a Business Auto quote

Answer a few questions about your business and we will shop your cover across our carriers. Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing is binding.

Key coverage highlights

Common questions

Do I need commercial auto if I use my personal car for business?

Personal auto policies often exclude business use. Commercial auto covers vehicles used primarily for business operations.

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Your future is our priority. Let's protect it together.

CA License #0C64540 · Serving Southern California since 1989

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