Landlord Dwelling Insurance in California

Landlord or Dwelling Insurance covers property owners that rent out one or more properties including homes, apartments or condos — protection from loss (fire, severe weather) plus lost-income coverage when the property can't be rented due to a loss.

• Property — covers your property for loss due to fire, damage or vandalism.
• Income — compensates for lost income from a covered loss (reimburses rent you would have collected).
• Liability — protects from liability losses like a claim or lawsuit if someone is injured on your property (medical payments, legal fees, tenant claims).
• Options — rent guarantee, disaster, employer liability, or content insurance.