Home Insurance in California
Your home is usually the biggest purchase you will make and is your most valuable asset. If you have any damage, you need a California insurance agent that can help you find a company that fits your needs and is able to settle your claims quickly. At Pledge Insurance Services, we will help you find the right fit for your needs with quality service and affordable pricing.
Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose. A homeowner insurance plan can cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.
At Pledge Insurance Services, we have home insurance agents that can tailor a specific package to your needs and risks. We have access to many top rated companies to find you the best fit at a fair price. We can quickly compare rates to ensure you don't have any gaps in coverage down the road.
Homeowners insurance policy coverages in California
There may also be other coverages you may want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents can help you understand your other risks and help you evaluate whether you may need additional coverages.
Contact us today at 800-400-9278 to find out more about home insurance in California.
- Property Coverage — to pay for repairs to your home, garage or other buildings that are damaged.
- Personal Property — for loss of valuables in your home like jewelry, electronics or guns due to theft or damage.
- Liability — covers if there is a claim when someone is injured or their property is damaged.
- Medical Expenses — medical coverage for someone injured, other than a resident, on your property.
- Living Expenses — extra temporary housing or food if you're forced from your home due to a complete loss.
- 1-4 Family Homes, High Value Homes, Rental Dwelling, Secondary Residences, Vacation Homes
Key coverage highlights
- Dwelling & other structures
- Personal property coverage
- Loss of use protection
- Liability & medical payments
Common questions
What does homeowners insurance cover?
Standard policies cover your dwelling, personal belongings, liability, and additional living expenses if your home becomes uninhabitable.
Is flood damage covered?
Contact an advisor for details.