Business Owners Policy in California

Get a Business Owners Policy (BOP) quote

A Business Owners Policy bundles property cover and liability cover into a single policy. For most small and mid-size businesses it is the cheapest way to get both, and it is the usual place to start.

Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing here is an application and nothing is binding.

Your business Business Name

DBA / Trading AsOnly if different from the name above.Business Structure

Business Address

CityZIP Code

Mailing AddressOnly if your mail goes somewhere else.

Your First NameYour Last Name

Email AddressPhone Number

Years in BusinessApproximate Annual RevenueA rough figure is fine.

WebsiteIf you have one.

What your business does Describe Your Operations, Products or Services

Do You Operate From This Location Only?

If No, List Your Other Locations

Do You Hire Subcontractors?Full-Time Employees

Part-Time EmployeesTotal Annual Payroll

Your building

Do You Own or Lease the Building?Year the Building Was Built

Square FootageConstruction Type

Year the Roof Was Last ReplacedYear the Plumbing Was Last Updated

Year the Electrical Was Last UpdatedYear the Heating / Air Was Last Updated

Does the Building Have Fire Sprinklers?Alarm System

Cost to Rebuild the BuildingIf you know it.

What is inside

Value of Furniture, Fixtures and EquipmentValue of Stock or Inventory on Hand

Any Customer Property in Your Care?

Estimated Monthly Gross IncomeUsed to work out cover if a loss shuts you down.

Your current cover and timing Any property or liability claims in the past 5 years?

Current or Previous InsurerIf you are switching or renewing.What You Pay NowIf you know it.

When Do You Need Cover to Start?

Anything Else We Should Know

This is a solicitation for insurance. Completing this form does not apply for or bind cover. Coverage cannot be bound or changed via this form, e-mail, voicemail, text, or facsimile — only by written confirmation from our office.

Prefer paper? Download this form as a PDF or as a Word file.

At Pledge Insurance Services, we provide comprehensive Business Owners Policy (BOP) insurance throughout California. A BOP combines coverages into one policy to protect small to medium-size business assets, tailored by industry.

Property coverage — protecting your building and contents owned by the company.
Liability protection — covering the company's products or operations that may cause damage or injury to another.
Business Interruption — protects from fire or other accident resulting in loss of income or operation.
Other coverages — equipment breakdown, crime, liability, signage.

Separate coverage needed for commercial autos, workers compensation, and group employee benefits.

Request a Business Owners Policy quote

Answer a few questions about your business and we will shop your cover across our carriers. Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing is binding.

Start the Business Owners Policy form → · All commercial forms

Key coverage highlights

Property & liability bundle
Business interruption
Equipment breakdown options
Customizable endorsements

Common questions

What is a BOP?

A Business Owners Policy bundles property and liability coverage into one affordable package for small to mid-size businesses.

Get a Business Owners Policy (BOP) quote

Request a Business Owners Policy quote

Key coverage highlights

Common questions

Start today