Authorized Mercury Insurance Agent in Southern California
Our Carriers · Mercury Insurance · CA License #0C64540
Bottom line up front
Pledge Insurance Services is an authorized Mercury Insurance agent. We have placed Mercury coverage for Southern California families and businesses since 1989, from offices in West Covina and Huntington Park. Mercury sets its own rates, so buying through us costs no more than buying direct — you simply get a licensed advisor attached to the policy.
Mercury is one of California's larger personal-lines insurers and one of the carriers we place the most business with. It tends to compete hardest on personal auto, and it is frequently a strong option for drivers and homeowners across the San Gabriel Valley and southeast Los Angeles County.
But we are an independent agency, not a Mercury office. We represent Mercury alongside 50+ A-rated carriers. That distinction matters: we are not obligated to put you with Mercury, so when we recommend it, it is because it was the best of the options we shopped.
Mercury coverage we place
Auto insurance
Mercury's core line and usually where it is most competitive. Multi-vehicle and multi-policy households are worth pricing carefully.
Homeowners insurance
Dwelling, liability and personal property. Mercury publishes wildfire-mitigation guidance and notes that mitigation work may qualify for a discount — worth asking about in brush-adjacent parts of the SGV.
Condo insurance
Unit improvements and personal property, coordinated with the HOA master policy so you are not paying twice or leaving a gap.
Renters insurance
Belongings and liability. Often the cheapest policy in a household and the one most likely to be missing entirely.
Personal umbrella
Liability above your auto and home limits. Usually priced best when the underlying policies sit with the same carrier.
Business insurance
Mercury writes business coverage in California. Whether it fits depends on your operations — for many commercial risks we place elsewhere, and we will say so.
Why buy Mercury through a local agent
Mercury itself points customers toward local agents rather than treating direct purchase as the default. The reason is the part that happens after the sale.
- Same Mercury rates — the carrier sets pricing, not the agent
- A licensed advisor who reviews limits and deductibles with you before you bind
- Endorsements handled for you when you buy a car, remodel, or add a driver
- Someone to call at claim time who knows what your policy actually says
- Annual reviews, and a comparison against other carriers if Mercury stops being the best fit
Filing a Mercury claim
Mercury handles claims directly and around the clock — it publishes a 24/7 claims line of (800) 503-3724 and online claim filing, and guarantees repairs done at a Mercury authorized repair shop for as long as you own the vehicle.
Call us too, at 800-400-9278. We do not adjust the claim, but we help you understand what is covered and stay with it alongside you — which is the piece a direct policy leaves you to handle by yourself.
Frequently asked questions
Is Pledge Insurance Services an authorized Mercury agent?
Yes. Pledge Insurance Services is an authorized Mercury Insurance agent and has served Southern California since 1989 under California License #0C64540. You can buy Mercury coverage through our West Covina or Huntington Park office and we handle the policy from quote through renewal.
Does it cost more to buy Mercury through an agent instead of direct?
No. Mercury sets its own rates and they do not change based on whether an agent placed the policy. Mercury itself directs customers to local agents. What you gain is a person who reviews the coverage with you, handles endorsements, and helps when you have a claim.
Can you compare Mercury against other carriers?
Yes, and that is the point of working with an independent agency. We represent Mercury alongside 50+ A-rated carriers. If Mercury is the strongest fit for your situation we will tell you, and if another carrier fits better we will tell you that too.
What Mercury coverage can I get through Pledge?
Mercury writes personal auto, homeowners, condo, renters, umbrella and business coverage in California. Which of those fit depends on your vehicles, property and risk profile -- that is the conversation to have with an advisor rather than a form.
How do I file a Mercury claim?
Mercury handles claims directly, 24/7, and publishes a claims line of (800) 503-3724 as well as online claim filing. Call us as well -- we help you understand what your policy covers and follow the claim through with you, which is the part a direct-purchase policy leaves you to do alone.
Mercury coverage in your city
We write Mercury policies throughout Southern California, with walk-in offices in two cities.
Important disclosure
Pledge Insurance Services is a licensed California independent insurance agency (CA License #0C64540) and an authorized Mercury Insurance agent. We are not Mercury Insurance, and this page is not issued or endorsed by Mercury. Mercury and the Mercury Insurance name are the property of their respective owner. Coverage, eligibility and rates are determined by the carrier and are subject to underwriting, policy terms, conditions and exclusions. Nothing here is a quote, a binder, or a guarantee of coverage.