Business Insurance in California
Pledge Insurance Services helps California businesses manage risk with tailored commercial insurance — general liability, workers compensation, commercial auto, property, BOP packages, contractors programs, and specialty lines.
As an independent agency, we shop 50+ carriers so you are not locked into one company's pricing or appetite.
Our carriers include regional and national markets rated A or better. We help you meet landlord, lender, and project requirements with certificates of insurance issued promptly.
With offices in West Covina and Huntington Park, we combine local relationships with the buying power of an independent agency.
Why businesses choose Pledge
California employers face strict workers compensation requirements, rising liability verdicts, and contract demands for higher limits. We help you stay compliant and competitive.
When you win a new contract or lease, we respond quickly with certificates of insurance and endorsements so you do not lose the opportunity waiting on paperwork.
- Certificates of insurance for landlords, GCs, and vendors
- Contractors, retail, property owners, and events expertise
- Workers comp, GL, commercial auto, and property bundles
- Proactive renewal reviews before rate increases hit
- Dedicated advisors — not a call center
How commercial coverage works
Risk review
We discuss operations, revenue, employees, vehicles, and contracts that dictate minimum coverage requirements.
Market placement
We submit to appropriate carriers — from BOP markets for small firms to specialty programs for contractors.
Bind and support
We issue certificates, handle endorsements, and stay available as your business grows.
Industries we serve
- Contractors & trades
- Retail & restaurants
- Property owners
- Professional services
- Events & venues
- Auto & fleet
Commercial insurance experts in West Covina and Huntington Park
From startups to established contractors and property owners, we design coverage that meets contract, landlord, and lender requirements.
Apartment Building Owners
Comprehensive protection for multi-unit residential property owners across California.
Business Owners Policy (BOP)
A BOP combines property and liability coverages to protect small to medium-size business assets.
General Liability
Protect your California business from accidents, injuries, and unexpected liability expenses.
Commercial Auto
Fleet protection that grows with your business, ensuring every mile is covered.
Commercial Property
Protect your business buildings, equipment, inventory, and fixtures.
Workers Compensation
Required California coverage protecting employees and employers from workplace injuries.
Contractors
General liability, workers comp, and tools coverage for California contractors.
Condo Association
Master policies for HOA and condo association common areas and shared structures.
Retail Stores
Tailored coverage for retail operations including inventory, liability, and business interruption.
Special Events
Coverage for weddings, concerts, festivals, and one-time events across California.
EPLI
Employment Practices Liability Insurance protecting against wrongful termination and discrimination claims.
Request a commercial quote online
Pick your cover, answer a few questions about your business, and we will shop the market for you. A few minutes, nothing binding, and only your name, email and phone are required.
Contractors, restaurants & fleet guides by city
California-first commercial landing pages with their own exclusions, regulations, and bottom-line answers for Southern California markets.