Personal Umbrella Insurance in California

Get a Personal Umbrella quote

An umbrella policy protects your savings and future earnings if a claim runs past the limits on your other policies. To quote one we need to know what sits underneath it.

Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing here is an application and nothing is binding.

About you

First NameLast Name

Email AddressPhone Number

Street Address

CityZIP Code

What you already have Auto Insurer and Limits Home Insurer and Limits

Number of VehiclesNumber of Drivers in the Household

Any Drivers Under 25?

Your exposure

How Many Properties Do You Own?Do You Rent Any of Them Out?

Any Boats, RVs, Motorcycles or ATVs?

Any Pool, Trampoline or Dogs at Your Home?Do You Sit on Any Board or Committee?Including an HOA or a non-profit — it can create personal liability.

The cover you want

Umbrella Limit You WantCommonly $1M to $5M. Leave blank and we will recommend.

Your current cover and timing Any liability claims in the past 5 years?

Current or Previous InsurerIf you are switching or renewing.What You Pay NowIf you know it.

When Do You Need Cover to Start?

Anything Else We Should Know

This is a solicitation for insurance. Completing this form does not apply for or bind cover. Coverage cannot be bound or changed via this form, e-mail, voicemail, text, or facsimile — only by written confirmation from our office.

Umbrella insurance protects you if you are liable for something big — fills in coverage gaps from your other insurance policies. Example: a major car accident with replacement/medical costs beyond normal auto coverage.

Umbrella Insurance can assist claim/payment processes by covering costs when all other insurance is exhausted. Pledge Insurance Services can help find the right umbrella policy.

Key coverage highlights

$1M+ additional liability
Worldwide coverage
Legal defense costs
Affordable premiums

Common questions

Who needs umbrella insurance?

Anyone with assets to protect — homeowners, landlords, and high-net-worth individuals benefit from extra liability limits.

Get a Personal Umbrella quote

Key coverage highlights

Common questions

Start today