Retail Store Insurance in California

Opening a retail store takes many hours of work and we want you to be protected for your investment. Pledge Insurance Services offers many different options to protect your retail store operation in California.

Many retail stores have the same basic insurance needs whether you're selling books, crafts or jewelry. We can evaluate your risk for damage and liability for your retail stores across California. Retail stores need insurance to protect themselves from damage that may occur to their inventory or accidents to your customers.

We will tailor a business owners package that will include property and liability insurance coverages with the options for various other coverages.

Retail Store Insurance Coverages in California

• General liability — Protects against customer slip-and-fall injuries and property damage claims on your premises.
• Commercial property — Covers your building, inventory, fixtures, and equipment from fire, theft, and other covered perils.
• Workers compensation — Required in California when you have employees — covers workplace injuries and related legal obligations.
• Business owners policy (BOP) — Bundles property and liability into one affordable package for many small retail operations.
• Employment practices (EPLI) — Optional coverage for wrongful termination, harassment, and other employment-related claims from staff.

Retail businesses face theft, customer injuries, and business interruption risks every day. Pledge Insurance tailors packages for shops throughout California.

Contact us to find out more about retail store insurance across California.