Retail Store Insurance in California

Get a Retail Store quote

Cover for retail operations — your premises, your stock, your customers on the floor, and the income you would lose if you had to close.

Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing here is an application and nothing is binding.

Your business Business Name

DBA / Trading AsOnly if different from the name above.Business Structure

Business Address

CityZIP Code

Mailing AddressOnly if your mail goes somewhere else.

Your First NameYour Last Name

Email AddressPhone Number

Years in BusinessApproximate Annual RevenueA rough figure is fine.

WebsiteIf you have one.

Your store What Do You Sell?

Square FootageDo You Own or Lease the Space?

How Many Locations?Annual Sales

Average Value of Stock on HandFull-Time Employees

Part-Time EmployeesTotal Annual Payroll

What you sell and how

Do You Sell Online?If Yes, Roughly What Share of Sales?

Do You Ship Goods to Customers?Do You Sell Any Food or Alcohol?

Do You Sell Anything Age-Restricted or Regulated?

Do You Install or Service What You Sell?

Premises and protection

Fire Sprinklers?Alarm System

Security Cameras?Value of Fixtures and Equipment

Do You Want Cover for Lost Income if You Have to Close?

Your current cover and timing Any claims in the past 5 years?

Current or Previous InsurerIf you are switching or renewing.What You Pay NowIf you know it.

When Do You Need Cover to Start?

Anything Else We Should Know

This is a solicitation for insurance. Completing this form does not apply for or bind cover. Coverage cannot be bound or changed via this form, e-mail, voicemail, text, or facsimile — only by written confirmation from our office.

Pledge Insurance Services offers options to protect retail store operations in California — evaluates risk for damage and liability, tailors a BOP-style package.

General liability — protects against customer slip-and-fall injuries and property damage claims.
Commercial property — covers building, inventory, fixtures, equipment from fire, theft, other perils.
Workers compensation — required in California with employees.
Business owners policy (BOP) — bundles property and liability for small retail operations.
Employment practices (EPLI) — optional, for wrongful termination, harassment, and other employment claims.

Key coverage highlights

Inventory protection
Customer slip-and-fall liability
Business interruption
Employee dishonesty options

Common questions

What risks do retail stores face?

Customer injuries, theft, property damage, and business interruption. A BOP or tailored package addresses these exposures.

Get a Retail Store quote

Key coverage highlights

Common questions

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