Contractors Insurance in California

Get a Contractors quote

Cover built for the trades — liability for the work you do, protection for your tools and equipment, and the certificates general contractors and clients ask you for.

Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing here is an application and nothing is binding.

Your business Business Name

DBA / Trading AsOnly if different from the name above.Business Structure

Business Address

CityZIP Code

Mailing AddressOnly if your mail goes somewhere else.

Your First NameYour Last Name

Email AddressPhone Number

Years in BusinessApproximate Annual RevenueA rough figure is fine.

WebsiteIf you have one.

Your trade What Trade or Speciality?

CA Contractor Licence NumberYour CSLB number — the public licence, not a personal ID.Years in the Trade

Annual Gross ReceiptsWhat Share of Work Is Residential?For example 70%.

How you work

Full-Time EmployeesPart-Time Employees

Total Annual PayrollDo You Hire Subcontractors?

Do You Collect Insurance Certificates From Them?Any Ground-Up New Construction?

Any Structural or Foundation Work?Any Roofing or Work Above Three Storeys?

Tools and vehicles

Value of Your Tools and EquipmentNumber of Work Vehicles

The cover you want

Liability Limits You WantMost contracts require $1M per claim / $2M total.Does a Contract Require You to Add Someone to Your Policy?

If Yes, Who?Do You Also Need Workers Compensation Quoted?

Your current cover and timing Any claims in the past 5 years?

Current or Previous InsurerIf you are switching or renewing.What You Pay NowIf you know it.

When Do You Need Cover to Start?

Anything Else We Should Know

This is a solicitation for insurance. Completing this form does not apply for or bind cover. Coverage cannot be bound or changed via this form, e-mail, voicemail, text, or facsimile — only by written confirmation from our office.

Pledge Insurance Services specializes in contractors general liability insurance and other coverages vital to contractors: builders risk insurance, commercial auto coverage, insurance for tools and equipment.

General Liability Insurance — protects from most claims arising from day-to-day activities and job-site accidents.
Tools and Equipment — hand tools normally covered on a blanket basis (no item exceeding $500); Equipment Insurance covers larger tools (welders, generators, nail guns, etc.).
Builders Risk — C.O.C. (Course of Construction) — physical damage insurance for property under construction; lenders require it before construction financing, often for remodels too.
Workers' Compensation — required for employees; exposure also exists via subcontractors without their own coverage — insist subcontractors carry appropriate workers' comp.
Business Auto Insurance — personal auto policies exclude commercial/business use; need a policy designed for that use.

Key coverage highlights

General liability
Workers compensation
Tools & equipment
Certificate of insurance support

Common questions

What insurance do contractors need?

Most projects require general liability, workers comp, and often commercial auto. We help you meet bid and contract requirements.

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Key coverage highlights

Common questions

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