Condo Association Insurance in California

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The association's master policy covers the shared structures and common areas, and protects the board. What it covers inside each unit depends on which type of master policy you carry.

Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing here is an application and nothing is binding.

Your business Business Name

DBA / Trading AsOnly if different from the name above.Business Structure

Business Address

CityZIP Code

Mailing AddressOnly if your mail goes somewhere else.

Your First NameYour Last Name

Email AddressPhone Number

Years in BusinessApproximate Annual RevenueA rough figure is fine.

WebsiteIf you have one.

The association Association Name

How Many Units?How Many Buildings?

Year BuiltNumber of Stories

Construction TypeYear the Roof Was Last Replaced

Do You Use a Property Management Company?If Yes, Which One?

Common areas

Fire Sprinklers in Common Areas?Is There a Pool or Spa?

Any Elevators?

Other Shared Amenities

The cover you want

What Type of Master Policy Do You Carry?This decides where the association's cover stops and each owner's begins.Cost to Rebuild the Buildings

Annual Association BudgetLiability Limits You Want

Do You Want Cover for the Board Quoted?Directors and officers cover — protects board members personally against claims over their decisions.Do You Want Cover Against Theft of Association Funds?

Your current cover and timing Any claims in the past 5 years?

Current or Previous InsurerIf you are switching or renewing.What You Pay NowIf you know it.

When Do You Need Cover to Start?

Anything Else We Should Know

This is a solicitation for insurance. Completing this form does not apply for or bind cover. Coverage cannot be bound or changed via this form, e-mail, voicemail, text, or facsimile — only by written confirmation from our office.

Pledge Insurance Services explains options for condo association / HOA insurance packages, contact 800-400-9278 with questions.

Building & common areas — master policies protect shared structures, lobbies, roofs, grounds owned by the association.
Loss assessment coverage — helps unit owners pay their share when the association levies a special assessment after a covered loss.
Equipment breakdown — covers elevators, boilers, shared mechanical systems for the entire building.
Directors & officers — optional D&O coverage protects board members from lawsuits alleging wrongful acts in association management.

Key coverage highlights

Common area property
General liability
Directors & officers options
Fidelity bond coverage

Common questions

What does a condo master policy cover?

The building structure, common areas, and association liability. Individual unit owners need their own condo policies.

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Key coverage highlights

Common questions

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