Apartment Building Owners Insurance in California

Get an Apartment Building quote

Cover for owners of apartment and multi-unit residential buildings — the structure, the rental income, and your liability to tenants and visitors.

Only your name, email and phone are required — fill in what you know and we will come back to you for the rest. Nothing here is an application and nothing is binding.

Your business Business Name

DBA / Trading AsOnly if different from the name above.Business Structure

Business Address

CityZIP Code

Mailing AddressOnly if your mail goes somewhere else.

Your First NameYour Last Name

Email AddressPhone Number

Years in BusinessApproximate Annual RevenueA rough figure is fine.

WebsiteIf you have one.

The building

How Many Buildings?How Many Units in Total?

Year BuiltTotal Square Footage

Number of StoriesConstruction Type

Year the Roof Was Last ReplacedYear the Plumbing Was Last Updated

Year the Electrical Was Last Updated

Safety and amenities

Fire Sprinklers Throughout?Alarm System

Is There a Pool or Spa?

Other Shared Amenities

Any Commercial or Retail Tenants?

If Yes, What Kind of Business?

Values and income

Current OccupancyFor example 95%.Cost to Rebuild

Annual Rental IncomeDo You Want Cover for Lost Rent After a Loss?

Liability Limits You Want

Your current cover and timing Any property or liability claims in the past 5 years?

Current or Previous InsurerIf you are switching or renewing.What You Pay NowIf you know it.

When Do You Need Cover to Start?

Anything Else We Should Know

This is a solicitation for insurance. Completing this form does not apply for or bind cover. Coverage cannot be bound or changed via this form, e-mail, voicemail, text, or facsimile — only by written confirmation from our office.

Pledge Insurance Services has helped many California apartment building owners find the right coverage and protection for their buildings — customized packages for income property, student housing, senior housing, and buildings furnished or under renovation.

Property & business contents — Covers the building structure plus owner-maintained equipment, appliances, and common-area furnishings.
General liability — Protects against claims from tenant injuries in common areas (slips in hallways or parking lots).
Loss of rental income — Helps replace rent when a covered loss makes units uninhabitable during repairs.
Equipment breakdown — Covers boilers, elevators, and HVAC systems serving multiple units.
Workers compensation — Required when employing maintenance staff, managers, or on-site personnel in California.

Whether you own a duplex or a multi-unit complex, Pledge Insurance shops multiple carriers for competitive apartment building programs throughout California.

Get an Apartment Building quote

Start today