Apartment Building Owners Insurance in California

Pledge Insurance Services has helped many California apartment building owners find the right coverage and protection for their buildings. We can evaluate your needs and find a customized package for your income property. With many top rated companies, we can find competitive programs for any type of building.

Apartment building owners insurance is designed to protect the building owners and managers from claims or losses from the ownership of building units. Additional types of California apartment building owners insurance may also include student housing, senior housing and apartment furnished or under renovation.

Apartment Building Insurance Coverages in California

Protecting income property is different from insuring a single-family home. We customize packages for apartment owners, student housing, senior communities, and buildings under renovation.

• Property & business contents — Covers the building structure plus owner-maintained equipment, appliances, and common-area furnishings.
• General liability — Protects against claims from tenant injuries in common areas, such as slips in hallways or parking lots.
• Loss of rental income — Helps replace rent when a covered loss makes units uninhabitable during repairs.
• Equipment breakdown — Covers boilers, elevators, and HVAC systems that serve multiple units.
• Workers compensation — Required when you employ maintenance staff, managers, or on-site personnel in California.

Whether you own a duplex or a multi-unit complex, Pledge Insurance shops multiple carriers for competitive apartment building programs throughout California.