Extra liability protection beyond your auto and home policies — who needs it and how much.
Umbrella insurance adds a layer of liability coverage above your auto and homeowners limits. If you are sued for a serious auto accident or an injury on your property, underlying policies may not be enough to protect savings, future earnings, or real estate.
Umbrella policies are often affordable relative to the limits they provide — commonly $1 million or more. They can also cover certain claims your home or auto policy excludes, depending on the umbrella form.
If you own a home, have teenage drivers, entertain guests, serve on a nonprofit board, or have significant assets, ask Pledge Insurance whether an umbrella fits your plan. We bundle quotes with your existing policies when possible.