Flood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
Your standard California flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
We have multiple options for your flood insurance in California:
- Building, contents, replacement cost coverages
- Different coverage options available
- Standard flood insurance coverage
- Optional excess flood coverage
- Affordable rates
Flood coverage Insurance in California
Building coverage is designed to protect the structure of your home or business and cover appliances and other property items that are considered part of your property including air conditioners, dishwashers and cabinets. You will also want to consider coverage for your personal property as well, such as furniture and clothing.
Policies have different options so contact one of our staff at 800-400-9278 for any questions you may have about your California flood insurance policy.
Key coverage highlights
- Building & contents coverage
- NFIP and private market options
- Low-to-moderate risk zone pricing
- Required for many mortgages in flood zones
Common questions
If you are in a FEMA flood zone or near waterways, flood insurance is often required by lenders and always recommended in California.
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